Technical Profile

UTKARSH SMALL FINANCE BANK LIMITED

11% UNSECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE TIER II BONDS IN THE FORM OF DEBENTURES DATE OF MATURITY 28/06/2031.

INE735W08053 Active

Essentials

Coupon Rate

11.00%

Rating

A+

Interest Frequency

QuarterlyFour Times A Year

Maturity

4 years 10 months28 June 2031

Face Value

₹1,00,000

Coupon Type

Simple

Issue Details

Issue Size

₹200 Cr

Issue Price

₹1,01,899

Security Class

Debentures

Listing

Listed

Mode

Private Placement

Registrar

NSDL DATABASE MANAGEMENT LIMITED

Ownership

Non PSU

Date of Allotment

28 Jun 2024

Yield Intensity

Last 50 institutional transactions

Current LTY

Risk Profile

What is my risk?

Each bond is regularly evaluated by multiple reputed rating agencies.

Credit Rating Analysis

Current Rating

A+

Active

Rating Agency

ICRA LIMITED

Evaluation Date

04-06-2024

Verified

Terminal-Grade Data Institutional Source

Return Calculator

Estimate your coupon income — adjust the amount below

You invest

₹5,00,000

5 bonds × ₹1,00,000 face value

Number of bonds

bonds

Hold until4y 11m left

Defaults to maturity (Jun 2031). Pick an earlier date to model an exit.

Coupon 11.00%Yield (LTY) 10.68%

You could earn about ₹55,000 per year in interest.

Annual interest income₹55,000

Total interest (4y 11m)₹2,70,294

Value at maturity

₹7,70,294

Principal returned + interest earned

Simple-interest estimate assuming coupons are paid out (not reinvested) and principal is redeemed at face value on maturity. Actual returns depend on your purchase price, accrued interest, reinvestment and taxes. Not investment advice.

Repayment Priority

Higher level indicates higher priority of investment repayment.

Senior Secured

Collateral Security

Assets pledged to protect capital in extreme default events.

Secured Asset

Guarantee Type

Third-party guarantee if the primary issuer defaults.

Guaranteed

UTKARSH SMALL FINANCE BANK LIMITED

What is my risk?

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