Technical Profile

ESAF SMALL FINANCE BANK LIMITED

11.25% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE BASEL II COMPLIANT TIER II SUBORIDNATED BOND IN FORM OF DEBENTURES DATE OF MATURITY 04/05/2029

INE818W08099 Active

Essentials

Coupon Rate

11.25%

Rating

Interest Frequency

MonthlyTwelve Times A Year

Maturity

2 years 9 months4 May 2029

Face Value

₹1,00,000

Coupon Type

Simple

Issue Details

Issue Size

₹85 Cr

Risk Profile

What is my risk?

Each bond is regularly evaluated by multiple reputed rating agencies.

Credit Rating Analysis

Current Rating

Active

Rating Agency

CARE RATINGS LIMITED

Evaluation Date

28-07-2023

Verified

Terminal-Grade Data Institutional Source

Return Calculator

Estimate your coupon income — adjust the amount below

You invest

₹5,00,000

5 bonds × ₹1,00,000 face value

Number of bonds

bonds

Hold until2y 9m left

Defaults to maturity (May 2029). Pick an earlier date to model an exit.

Coupon 11.25%Yield (LTY) 10.50%

You could earn about ₹56,250 per year in interest.

Annual interest income₹56,250

Total interest (2y 9m)₹1,55,544

Value at maturity

₹6,55,544

Principal returned + interest earned

Simple-interest estimate assuming coupons are paid out (not reinvested) and principal is redeemed at face value on maturity. Actual returns depend on your purchase price, accrued interest, reinvestment and taxes. Not investment advice.

Repayment Priority

Higher level indicates higher priority of investment repayment.

Senior Secured

Collateral Security

Assets pledged to protect capital in extreme default events.

Secured Asset

Guarantee Type

Third-party guarantee if the primary issuer defaults.

Guaranteed

ESAF SMALL FINANCE BANK LIMITED

What is my risk?

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