Technical Profile

ESAF SMALL FINANCE BANK LIMITED

11.10% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE BASEL II COMPLIANT LOWER TIER II SUBORDINATED BOND IN NATURE OF DEBENTURES SERIES 1 DATE OF MATURITY 17/07/2031

INE818W08131 Active

Essentials

Coupon Rate

11.10%

Rating

Interest Frequency

QuarterlyFour Times A Year

Maturity

4 years 11 months17 July 2031

Face Value

₹1,00,000

Coupon Type

Simple

Issue Details

Issue Size

₹100 Cr

Risk Profile

What is my risk?

Each bond is regularly evaluated by multiple reputed rating agencies.

Credit Rating Analysis

Current Rating

Active

Rating Agency

CARE RATINGS LIMITED

Evaluation Date

13-03-2025

Verified

Terminal-Grade Data Institutional Source

Yield Intensity

Last 50 institutional transactions

Current LTY

11.40%

Insufficient liquidity for graph

Return Calculator

Estimate your coupon income — adjust the amount below

You invest

₹5,00,000

5 bonds × ₹1,00,000 face value

Number of bonds

bonds

Hold until5 years left

Defaults to maturity (Jul 2031). Pick an earlier date to model an exit.

Coupon 11.10%Yield (LTY) 11.40%

You could earn about ₹55,500 per year in interest.

Annual interest income₹55,500

Total interest (5 years)₹2,75,639

Value at maturity

₹7,75,639

Principal returned + interest earned

Simple-interest estimate assuming coupons are paid out (not reinvested) and principal is redeemed at face value on maturity. Actual returns depend on your purchase price, accrued interest, reinvestment and taxes. Not investment advice.

Repayment Priority

Higher level indicates higher priority of investment repayment.

Senior Secured

Collateral Security

Assets pledged to protect capital in extreme default events.

Secured Asset

Guarantee Type

Third-party guarantee if the primary issuer defaults.

Guaranteed

ESAF SMALL FINANCE BANK LIMITED

What is my risk?

More from this issuer